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The most simple, fast, and accurate way to capture everything you spend money on. Most people fail to keep an accurate budget. Going into bank statements, credit cards statements, and keeping receipts just doesn't work. If it takes more that 3 seconds to capture what you just spent, you just won't do it.
No logins! No user accounts! No accounts numbers! No cloud data to be stolen! No advertisements! Just open the app, add your expense and that's it. If you share a budget with someone else, a spouse, a partner, a company, you can send them your current budget info and they can import it into their version of Overlapp with one click. They can do the same with you keeping everything in sync and out of the cloud.
What about AI? Now that you have all your expenses and incomes captured, you can ask AI anything about your budget. Where am I overspending? How can I cut my costs? What if I get a raise? Just go into the Analytics option, check out the prebuilt charts and graphs and press the Ask AI button. Follow the instructions to become a budgeting genius!
Getting Started
Getting Started
Everytime you spend money, launch Overlapp and press the Expenses button. Here you'll enter how much you spent, the date, and pick a Category and a Business/Store. If there is no Category or Store listed that you want to use, press the Home button, go into Categories and create one. Go into Businesses and create one. Then go back into Expenses and finish your entry.
Over time, all your Categories and Businesses will be there making entering an expense super easy and quick.
When you get money, a paycheck for example, enter that into the Income screen.
Once you have data entered, you can start to use the Analytics and Share Budget options.
Run into trouble? Press the Help button to get instant access to this page from your app.
Sharing Your Budget
Sharing Your Budget
If you have a spouse, partner, or someone sharing your income and expenses, you can each install Overlapp and use it independently. Every week or so, you can synchronize with each other to make sure you each have all the captured expenses and incomes.
To share your budget with someone else, decide what to share, the entire year or just a specific month and press the Email Budget button, pick the person and send the email. They will get a file containing budget data that Overlapp can import.
To update your budget with someone else's data, go to your email, find the Overlapp file they sent you and download it onto your phone. Press the Import Budget button and pick the file and your data is instantly updated. After import, you should probably delete the file so you don't import it again.
NOTE- To keep in sync with someone, you should share your budget with them, have them import the data and then immediately share their budget with you. Each of you can press the Analytics button to verify the same values are displayed. When importing shared data, Overlapp ONLY ADDS ITEMS THAT YOU DON'T HAVE, IT WILL NEVER DELETE ANYTHING. IF YOU DELETE SOMETHING, YOUR PARTNER WILL NEED TO DELETE IT FROM THEIR BUDGET AS WELL.
Using AI
Using AI
How to use AI. Once you have entered a bunch of data, you can leverage AI to get some real insights.
Press the Ask AI button. Overlapp will generate a file for you containing your budget data and will let you email it. Send it to someone or to yourself and save that file. Now go to your favorite AI tool or webpage. Load this file into that AI page and ask it something....like "Summarize this for me". Watch and learn as AI will consume the overlapp file and tell you all sorts of things about your budget. Ask it anything too....how can I cut my budget? how can I save money on food? You will be a pro at budgeting and really change your future. Here's ChatGPT using just one month of data I gave it:
What Do I Spend? Where Do I Spend it?
What Do I Spend? Where Do I Spend it?
As the year goes on and you continue to enter your expenses, a pattern will emerge. You probably already know which expenses are your biggest, but do you really?
Overlapp presents you with instant information showing your top 10 expense categories. It also presents your top 10 stores you spend at. You might be looking for ways to cut back....are you shopping at the wrong stores? Getting hit with higher priced items when you might be able to shop around? Let Overlapp tell you this!
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